Van finance calculator

Van finance calculator

Looking to get a van on finance? Seeking out a van loan?
To get started you will need:
  • Monthly earnings over £1,000 (after tax)
  • To be aged between 21 and 70
  • A full valid UK driving licence
  • 2 consecutive months of payslips or bank statements

What your van loan could look like

We can help walk you through the entire van finance process. See what we could lend you!

  • Monthly payment: £000.00
  • Total to repay: £00,000.00
  • Calculated APR: 00.0%

Representative 31.9% APR

How does the van finance calculator work?

To use our van finance calculator we’ll just need to know how much van finance you are wanting and what sort of repayment term you are looking for.

It’s really simple to use our van finance calculator. Follow the step-by-step process and the calculator will provide an estimate of what van finance would look like for you. This will include estimated costs of monthly repayments, the total you’d repay and the calculated APR.

Top tip: If your first quote isn’t quite what you are looking for, try playing around with the calculator. You can change the amount you want to borrow and the period you want to pay it back over. This will help you find the monthly van loan amount that suits you.

How does the van finance calculator work?

Scroll down to try out our van loan calculator.

To use our van finance calculator we’ll just need to know how much van finance you are wanting and what sort of repayment term you are looking for.

It’s really simple to use our van finance calculator. Follow the step-by-step process and the calculator will provide an estimate of what van finance would look like for you. This will include estimated costs of monthly repayments, the total you’d repay and the calculated APR.

Top tip: If your first quote isn’t quite what you are looking for, try playing around with the calculator. You can change the amount you want to borrow and the period you want to pay it back over. This will help you find the monthly van loan amount that suits you.

What your van loan could look like

We can help walk you through the entire van finance process. See what we could lend you!

  • Monthly payment: £000.00
  • Total to repay: £00,000.00
  • Calculated APR: 00.0%

Representative 31.9% APR

How to use our van finance calculator

Step 1: Decide how much you want to borrow

Choose from the drop down menu how much you are going to borrow to buy the van you want.

Step 2: Work out how long you want the loan to last for

You will want to figure out how much you want to pay back each month, and how long you want the van finance term to be. While a longer term will mean smaller monthly payments, you may end up paying more interest, so play around with the calculator and find what’s right for you.

Step 3: Enter your credit score

To get the most accurate quote, try putting your credit score into the van loan calculator. This doesn’t have to be accurate, but will help us better understand your needs. Select from ‘Poor’, ‘Fair’, ‘Good’ or ‘Excellent’.

Step 4: Review your van finance quote

Now the calculator will show you what your finance might look like with Moneybarn. If you’re happy with it you can make an application today.

Van finance criteria

At Moneybarn we want all our customers to have the best possible quality of life on the roads, which is why we have certain criteria that your new van must fit into:

  • It must be priced between £4,000 – £25,000
  • It must not have more than 125,000 miles on the clock
  • It must not be more than 12 years old by the end of the agreement

To get van finance you’ll need:

  • Monthly earnings over £1,000 (after tax)
  • To be aged between 21 and 70
  • A full valid UK driving licence
  • 2 consecutive months of payslips or bank statements

Calculate bad credit van finance

Moneybarn are specialists in bad credit van finance, so you don’t need to worry if you have a low credit score. We understand that sometimes a low credit score can often be out of your hands and can be knocked down for many reasons such as missing a payment, having recently moved address or if you’re still recovering from a previous bankruptcy.

Our aim is to help people with a low credit score get into a van and onto a better road ahead. If you have a CCJ or an IVA, then you could be joining thousands of Moneybarn customers in getting the bad credit van finance they need.

If you would like to know more about how to improve your credit score check out our bad credit explained page where we provide some useful tips to get you back on track. To get an idea of what your agreement might look like, try our van loan calculator at the top of the page. Once you’re happy, you can make an application.

Self-employed van finance

We know that having access to van finance can be essential for the success of your business. Whether you’re a tradesperson or simply just need to buy a van to help you to grow your business, we might be able to help.

The process for our van finance is slightly different if you are self-employed, but our friendly team can explain this to you if your finance is approved. We’ve written a guide if you’d like to know more about self-employed van finance.

Frequently asked questions

Starting an application with us is simple and will only take you 5 minutes to apply for van finance online. We’ll just need to know a little bit about you, your address and your job. Making an application with us will not affect your credit score, as we only use a soft credit search to give you an initial decision.

APR stands for ‘annual percentage rate’. It is the total cost you pay to borrow the money for the year. The rate of your APR for car finance with us will firstly be decided by your current credit score.

Read our handy guide if you want to learn more about what APR means.

A deposit is the amount of money you pay up front when you start a van finance agreement. Whether you could get no deposit van finance depends on your circumstances. Some of our agreements may require a deposit based on certain individual factors such as affordability and credit score.

The interest you pay on a van finance agreement is calculated as a proportion of the amount you borrow. The higher the interest rate, and the more you borrow, the more you may be charged in interest.

There’s a lot of factors to consider when applying for van finance. The amount of money you can borrow on van finance depends on a variety of factors, such as affordability and credit score. Start by using our van finance calculator at the top of the page, or if you’re ready, make an application today.

How to use our van finance calculator

Step 1: Decide how much you want to borrow

Choose from the drop down menu how much you are going to borrow to buy the van you want.

Step 2: Work out how long you want the loan to last for

You will want to figure out how much you want to pay back each month, and how long you want the van finance term to be. While a longer term will mean smaller monthly payments, you may end up paying more interest, so play around with the calculator and find what’s right for you.

Step 3: Enter your credit score

To get the most accurate quote, try putting your credit score into the van loan calculator. This doesn’t have to be accurate, but will help us better understand your needs. Select from ‘Poor’, ‘Fair’, ‘Good’ or ‘Excellent’.

Step 4: Review your van finance quote

Now the calculator will show you what your finance might look like with Moneybarn. If you’re happy with it you can make an application today.

Van finance criteria

At Moneybarn we want all our customers to have the best possible quality of life on the roads, which is why we have certain criteria that your new van must fit into:

  • It must be priced between £4,000 – £25,000
  • It must not have more than 125,000 miles on the clock
  • It must not be more than 12 years old by the end of the agreement

To get van finance you’ll need:

  • Monthly earnings over £1,000 (after tax)
  • To be aged between 21 and 70
  • A full valid UK driving licence
  • 2 consecutive months of payslips or bank statements

Calculate bad credit van finance

Moneybarn are specialists in bad credit van finance, so you don’t need to worry if you have a low credit score. We understand that sometimes a low credit score can often be out of your hands and can be knocked down for many reasons such as missing a payment, having recently moved address or if you’re still recovering from a previous bankruptcy.

Our aim is to help people with a low credit score get into a van and onto a better road ahead. If you have a CCJ or an IVA, then you could be joining thousands of Moneybarn customers in getting the bad credit van finance they need.

If you would like to know more about how to improve your credit score check out our bad credit explained page where we provide some useful tips to get you back on track. To get an idea of what your agreement might look like, try our van loan calculator at the top of the page. Once you’re happy, you can make an application.

Self-employed van finance

We know that having access to van finance can be essential for the success of your business. Whether you’re a tradesperson or simply just need to buy a van to help you to grow your business, we might be able to help.

The process for our van finance is slightly different if you are self-employed, but our friendly team can explain this to you if your finance is approved. We’ve written a guide if you’d like to know more about self-employed van finance.

Frequently asked questions

Starting an application with us is simple and will only take you 5 minutes to apply for van finance online. We’ll just need to know a little bit about you, your address and your job. Making an application with us will not affect your credit score, as we only use a soft credit search to give you an initial decision.

APR stands for ‘annual percentage rate’. It is the total cost you pay to borrow the money for the year. The rate of your APR for car finance with us will firstly be decided by your current credit score.

Read our handy guide if you want to learn more about what APR means.

A deposit is the amount of money you pay up front when you start a van finance agreement. Whether you could get no deposit van finance depends on your circumstances. Some of our agreements may require a deposit based on certain individual factors such as affordability and credit score.

The interest you pay on a van finance agreement is calculated as a proportion of the amount you borrow. The higher the interest rate, and the more you borrow, the more you may be charged in interest.

There’s a lot of factors to consider when applying for van finance. The amount of money you can borrow on van finance depends on a variety of factors, such as affordability and credit score. Start by using our van finance calculator at the top of the page, or if you’re ready, make an application today.

Buying your next van

We want to make sure you purchase a reliable vehicle, that doesn’t break the bank. That’s why we’ve put together this helpful guide.

Being self-employed

We will consider offering you finance if you’re self-employed and have bad credit. Even if other lenders have rejected your application before.

Our application process

It’s important to completely understand the van finance agreement that you could be entering – find out more about how a conditional sale agreement works.