When we agreed payment holidays, we didn’t report any changes to your credit file whilst payments were frozen. This means you shouldn’t see a long-term negative impact on your credit score if payments returned to normal after your payment holiday.
Your credit score could still have changed over your payment holiday period, as there are a wide range of factors that we do not control that could impact your score. We may need to send you a Notice of Sums in Arrears even if you have agreed a Payment Holiday with us. Please watch this explanation video for further information on the Notice of Sums in Arrears.
Moneybarn is a member of the Finance and Leasing Association, the official trade organisation of the motor finance industry. The FLA promotes best practice in the motor finance industry for lending and leasing to consumers and businesses.
Moneybarn is the trading style of Moneybarn No. 1 Limited, a company registered in England and Wales with company number 04496573, and Moneybarn Limited, a company registered in England and Wales with company number 02766324. The registered address for these companies is: Athena House, Bedford Road, Petersfield, Hampshire, GU32 3LJ.
Moneybarn’s VAT registration number is 180 5559 52.
Moneybarn Limited is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702781)
Moneybarn No. 1 Limited is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702780)