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How it works

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How we decide

Worried that you won’t be approved for finance? We specialise in helping customers to get finance even if they do not have a perfect credit history. Here’s a little more information on how we can help you.

Find out more
A couple reading a bill

How we decide

Worried that you won’t be approved for finance? We specialise in helping customers to get finance even if they do not have a perfect credit history. Here’s a little more information on how we can help you.

Find out more

FAQs

Taking out a vehicle finance agreement is a big commitment and can seem complex. It’s important to understand exactly how it works, to help you decide  if it’s the right choice for you. Here are the answers to the questions that our team gets asked most regularly.

Find out more
FAQs
FAQs

FAQs

Taking out a vehicle finance agreement is a big commitment and can seem complex. It’s important to understand exactly how it works, to help you decide  if it’s the right choice for you. Here are the answers to the questions that our team gets asked most regularly.

Find out more

What our customers say about us​​

"I will be contacting Moneybarn again in the near future as I want to upgrade my car, and I cannot recommend Moneybarn highly enough. Thank you Moneybarn I will see you again soon."
Deborah, SouthamptonFeefo
"I struggled due to poor credit to get approved anywhere else and really needed a car for work. Would highly recommend this company."
Moneybarn customerFeefo
"Very good service. Getting finance was completed quickly and without any fuss I would recommend Moneybarn to everyone."
Moneybarn customerFeefo
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Refused car finance

We work to help out people who have been refused car finance elsewhere, looking at a range of criteria and trying to provide bespoke car finance offers to meet their needs wherever possible.

Refused car finance

Our application process

It is important to completely understand the car finance agreement that you are entering – find out more about how a conditional sale agreement works.

Our application process

Get a decision without it impacting your credit score

We use a soft credit search which means you’ll get a decision, and it will have no effect on your credit score. The search will only show on your credit file if you take out an agreement with us.

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For a better road ahead

Moneybarn is a member of the Finance and Leasing Association, the official trade organisation of the motor finance industry. The FLA promotes best practice in the motor finance industry for lending and leasing to consumers and businesses.

Moneybarn is the trading style of Moneybarn No. 1 Limited, a company registered in England and Wales with company number 04496573, and Moneybarn Limited, a company registered in England and Wales with company number 02766324. The registered address for these companies is: Athena House, Bedford Road, Petersfield, Hampshire, GU32 3LJ.

Moneybarn’s VAT registration number is 180 5559 52.

Moneybarn Limited is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702781)

Moneybarn No. 1 Limited  is authorised and regulated by the Financial Conduct Authority (Financial Services reference No. 702780)

Moneybarn_Responsible-Lender-of-the-Year_-Credit-Awards
sub prime-lender year award
National Credit Winner
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© Copyright 2022 Moneybarn Limited
© Copyright 2022 Moneybarn Limited

Representative example: £11,015 repayable over 57 months. 56 monthly payments of £354.47. Representative 31.9% APR. Total amount payable is £19,850.32. Subject to affordability and you could risk losing your vehicle if you do not keep up payments.